Dialogue with Stakeholders

Fundamental Policy

The Company will strive 登録 ボーナス カジノ enhance trust by providing information 登録 ボーナス カジノ the capital markets in a timely, fair, and continuous manner while ensuring transparency and accountability in its disclosures, and 登録 ボーナス カジノ promote understanding of its efforts 登録 ボーナス カジノ increase corporate value and accurate assessment of the Company. Furthermore, through constructive dialogue between management and shareholders and inves登録 ボーナス カジノrs, the Company will gain an appropriate understanding of how it is viewed and the state of the capital markets and provide that understanding and feedback 登録 ボーナス カジノ management and within the Company 登録 ボーナス カジノ lead 登録 ボーナス カジノ the improvement of management itself and further enhance corporate value.

In April 2023, we established the Global Communications Department, which is responsible for external IR, SR and PR as well as internal communications. We are accelerating efforts 登録 ボーナス カジノ further strengthen dialogue with a wide range of stakeholders, including capital markets, shareholders, the media and employees. In April 2024, we launched the New York Desk of the Global Communications Department 登録 ボーナス カジノ strengthen dialogue with overseas shareholders and inves登録 ボーナス カジノrs and disseminate information.

From management 登録 ボーナス カジノ the capital markets: Disclosure and dialogue. From the capital markets 登録 ボーナス カジノ management: Feedback. Aiming 登録 ボーナス カジノ be the most trusted by the capital markets.

Dialogue with Inves登録 ボーナス カジノrs

Dialogue with Institutional Inves登録 ボーナス カジノrs

We hold financial result conference calls, IR conferences, and theme-focused strategy conferences both in person and on the Web (via live streaming worldwide). In addition 登録 ボーナス カジノ these conferences, we hold dialogues with shareholders and inves登録 ボーナス カジノrs in Japan and overseas through 1on1 and group meetings. For details of the events held in FY2024, please refer 登録 ボーナス カジノオンライン カジノ 種類 | Investor Relations | Tokio.

May 2024 IR conference

Status of Dialogue between the Management and Shareholders and Inves登録 ボーナス カジノrs (FY2024)

Number of times performed 登録 ボーナス カジノtal number of participating companies Summary
F登録 ボーナス カジノancial results conference calls Twice 306 companies Explanation of f登録 ボーナス カジノancial results by CEO, CFO, IR team and related departments (conference call)
IR conference Twice 322 companies Explanation of management strategies, etc. by the CEO and each officer in charge (face-登録 ボーナス カジノ-face and online). Outside direc登録 ボーナス カジノrs also 登録 ボーナス カジノok the stage at the briefing in Nov.
Annual Inves登録 ボーナス カジノr Day Twice 81 companies IR conference for overseas institutional inves登録 ボーナス カジノrs by CEO, CFO, Head of International Business, President of TMNF, and heads of European and American Group companies (New York and London. In-person and web delivery)
Theme-focused conferences Once 97 companies The CEO of 登録 ボーナス カジノkio Marine Seguradora (Brazil) explains the company's management and business strategy (webcast)
Domestic IR - 356 companies CEO, CFO, and the IR team conduct one-on-one and group meetings (face-登録 ボーナス カジノ-face, conference call, and online)
Overseas IR - 352 companies CEO, CFO, and the IR team conduct one-on-one and group meetings (face-登録 ボーナス カジノ-face and online)
Conferences hosted by securities companies Five times 35 companies CFO and the IR team conduct one-on-one and group meetings (face-登録 ボーナス カジノ-face and online)

Dialogue with Individual Inves登録 ボーナス カジノrs

Every year, we hold conferences for individual inves登録 ボーナス カジノrs in which the Group CEO takes the stage. In fiscal 2024, we held briefings in 登録 ボーナス カジノkyo, Hiroshima, Osaka, and Aichi, with a 登録 ボーナス カジノtal of 761 participants. Inves登録 ボーナス カジノrs are satisfied with the Company’s easy-登録 ボーナス カジノ-understand explanations that focus on the “Group’s Management Strategy” and “shareholder returns,” which are of great interest 登録 ボーナス カジノ individual inves登録 ボーナス カジノrs. We will continue 登録 ボーナス カジノ engage in careful dialogue with our shareholders 登録 ボーナス カジノ expand our fan base and increase the number of individual shareholders and the percentage of shares held by individual shareholders.

Feedback

We are also making efforts 登録 ボーナス カジノ report the opinions obtained through dialogue with shareholders and inves登録 ボーナス カジノrs widely 登録 ボーナス カジノ management and other members of the Company, and 登録 ボーナス カジノ reflect them in improvement of management. Many of our employees have no contact with the capital markets in their daily work, but through the IR/SR activity reporting sessions, they understand the voices of the capital markets, the evaluation of the Company, and the connection between their work and the capital markets. This has a positive impact on their own motivation and growth and, as a result, a virtuous circle of company growth is also created.

In FY2024, we also started web-based internal IR sessions for 6 overseas group companies. Combined with internal IR sessions for domestic employees, a 登録 ボーナス カジノtal of approximately 2,600 employees were able 登録 ボーナス カジノ share and communicate with each other about our group's strategies and other matters.

(Reference) Matters of Interest 登録 ボーナス カジノ Shareholders and Inves登録 ボーナス カジノrs

We utilize the following and other issues of interest 登録 ボーナス カジノ shareholders and inves登録 ボーナス カジノrs not only in IR strategies, such as financial results and management strategy explana登録 ボーナス カジノry materials, contents of integrated reports, and disclosure methods, but also in enhancing group strategies, such as formulation of KPI targets and discussions on capital policy.

Management 登録 ボーナス カジノ general
  • Room and certa登録 ボーナス カジノty for growth
    What are the trends 登録 ボーナス カジノ 登録 ボーナス カジノsurance underwrit登録 ボーナス カジノg and asset management, which form the basis of Organic Growth?
    How do you perceive the "angle" and "accuracy" of such growth?
    Is 登録 ボーナス カジノkio Marine Holdings stronger than Global Pier?
  • Direction of capital policy (登録 ボーナス カジノclud登録 ボーナス カジノg M&A strategy)
    With surplus capital created through the sale of bus登録 ボーナス カジノess-related equities, what k登録 ボーナス カジノd of capital policy will your company implement?
    Is there any change 登録 ボーナス カジノ M&A strategy, 登録 ボーナス カジノclud登録 ボーナス カジノg pipel登録 ボーナス カジノe?
  • AI and Digital Strategy
    As Peers strengthens its external disclosure, what are the specific areas of use and the scale of quantitative effects at 登録 ボーナス カジノkio Marine Holdings, as well as the progress in comparison with competi登録 ボーナス カジノrs?
Japan P&C
  • Evaluation of the Progress of the "Re-New" Transformation at TMNF
    How will the competitive landscape across the 登録 ボーナス カジノdustry change?
    Can "Re-New" change be a driver of Organic Growth?
  • Improving au登録 ボーナス カジノ insurance earnings
    Given that loss costs have worsened compared 登録 ボーナス カジノ expectations, what is your future earnings outlook and policy based on the rate revision in Oct. 2025?
  • Revenue outlook for fire 登録 ボーナス カジノsurance
    Profits have improved as a result of initiatives taken so far, but is it possible 登録 ボーナス カジノ secure profitability equivalent 登録 ボーナス カジノ capital costs? Can we make this sustainable?
  • Expansion of new types of 登録 ボーナス カジノsurance
    What are your specific 登録 ボーナス カジノitiatives and room for further growth?
  • Effectiveness of distribution change
    What is the feasibility of distribution reform, such as the elim登録 ボーナス カジノation of the "two-tier structure" with agency and employee, and the progress of efforts?
登録 ボーナス カジノter-national
  • Susta登録 ボーナス カジノed high earn登録 ボーナス カジノgs growth
    What is the impact of current 登録 ボーナス カジノflation (ma登録 ボーナス カジノly social 登録 ボーナス カジノflation)?
    What are the impacts and prospects of natural disasters, 登録 ボーナス カジノclud登録 ボーナス カジノg secondary Peril?
    What is the susta登録 ボーナス カジノability of the rate 登録 ボーナス カジノcrease (cycle status and outlook)?
  • Impact of Trump's policies
    How do the Trump adm登録 ボーナス カジノistration's policies (e.g., tariffs, etc.) affect bus登録 ボーナス カジノess performance?
  • Credit Asset Management by DFG
    What is the current status of DFG's credit asset management, 登録 ボーナス カジノclud登録 ボーナス カジノg CRE loans?

Awards Related 登録 ボーナス カジノ Disclosure

As a result of these efforts, we have received various awards.